# Asset Parameters

Every asset within Loanshark undergoes risk assessment, which determines how they are supplied and borrowed within the protocol.&#x20;

### **Main Hub**

| Asset | Collateral | Collateral Factor | Reserve Ratio |
| ----- | ---------- | ----------------- | ------------- |
| ETH   | Yes        | 80%               | 20%           |
| USDC  | Yes        | 80%               | 10%           |
| USDT  | Yes        | 80%               | 10%           |
| WBTC  | Yes        | 80%               | 20%           |

#### Borrow Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until repayment is made. Currently borrow caps is set up be unlimited for all assets.

<table><thead><tr><th>Asset</th><th>Borrow Cap</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Liquidation Discount</th></tr></thead><tbody><tr><td>ETH</td><td>Unlimited</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>6.5%</td></tr><tr><td>USDC</td><td>Unlimited</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>5.0%</td></tr><tr><td>USDT</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Interest Rate Model

<table><thead><tr><th>Asset</th><th>IR Model</th><th>Uo (%)</th><th>Multiplier</th><th>JumpMultiplier</th><th>Ro (%)</th><th data-hidden>Ro (%)</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>Standard</td><td>N/A</td><td>15%</td><td>N/A</td><td>2.5%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDC</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDT </td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>Standard</td><td>N/A</td><td>15%</td><td>N/A</td><td>2.5%</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Liquidations

<table><thead><tr><th>Asset</th><th>Liquidation Incentive</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>15.0%</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDC</td><td>15.0%</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDT</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

\*`protocolSeizeShare`is 3%.&#x20;

\*`CloseFactor`is 50% for all assets.

***

### **LSD Hub**

| Asset              | Collateral | Collateral Factor | Reserve Ratio |
| ------------------ | ---------- | ----------------- | ------------- |
| ETH                | Yes        | 90%               | 10%           |
| rETH (Coming soon) | Yes        | 90%               | 10%           |
| wstETH             | Yes        | 90%               | 10%           |

#### Borrow Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until repayment is made. Currently borrow caps is set up be unlimited for all assets.

<table><thead><tr><th>Asset</th><th>Borrow Cap</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Liquidation Discount</th></tr></thead><tbody><tr><td>ETH</td><td>Unlimited</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>6.5%</td></tr><tr><td>rETH</td><td>Unlimited</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>5.0%</td></tr><tr><td>wstETH</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Interest Rate Model

<table><thead><tr><th>Asset</th><th>IR Model</th><th>Uo (%)</th><th>Multiplier</th><th>JumpMultiplier</th><th>Ro (%)</th><th data-hidden>Ro (%)</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>rETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>wstETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Liquidations

<table><thead><tr><th>Asset</th><th>Liquidation Incentive</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>15.0%</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>rETH</td><td>15.0%</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>wstETH</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

\*`protocolSeizeShare`is 3%.&#x20;

\*`CloseFactor`is 50% for all assets.
