# Asset Parameters

Every asset within Loanshark undergoes risk assessment, which determines how they are supplied and borrowed within the protocol.&#x20;

### **Main Hub**

| Asset | Collateral | Collateral Factor | Reserve Ratio |
| ----- | ---------- | ----------------- | ------------- |
| ETH   | Yes        | 80%               | 20%           |
| USDC  | Yes        | 80%               | 10%           |
| USDT  | Yes        | 80%               | 10%           |
| WBTC  | Yes        | 80%               | 20%           |

#### Borrow Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until repayment is made. Currently borrow caps is set up be unlimited for all assets.

<table><thead><tr><th>Asset</th><th>Borrow Cap</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Liquidation Discount</th></tr></thead><tbody><tr><td>ETH</td><td>Unlimited</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>6.5%</td></tr><tr><td>USDC</td><td>Unlimited</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>5.0%</td></tr><tr><td>USDT</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Interest Rate Model

<table><thead><tr><th>Asset</th><th>IR Model</th><th>Uo (%)</th><th>Multiplier</th><th>JumpMultiplier</th><th>Ro (%)</th><th data-hidden>Ro (%)</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>Standard</td><td>N/A</td><td>15%</td><td>N/A</td><td>2.5%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDC</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDT </td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>Standard</td><td>N/A</td><td>15%</td><td>N/A</td><td>2.5%</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Liquidations

<table><thead><tr><th>Asset</th><th>Liquidation Incentive</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>15.0%</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDC</td><td>15.0%</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>USDT</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>WBTC</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

\*`protocolSeizeShare`is 3%.&#x20;

\*`CloseFactor`is 50% for all assets.

***

### **LSD Hub**

| Asset              | Collateral | Collateral Factor | Reserve Ratio |
| ------------------ | ---------- | ----------------- | ------------- |
| ETH                | Yes        | 90%               | 10%           |
| rETH (Coming soon) | Yes        | 90%               | 10%           |
| wstETH             | Yes        | 90%               | 10%           |

#### Borrow Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until repayment is made. Currently borrow caps is set up be unlimited for all assets.

<table><thead><tr><th>Asset</th><th>Borrow Cap</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Liquidation Discount</th></tr></thead><tbody><tr><td>ETH</td><td>Unlimited</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>6.5%</td></tr><tr><td>rETH</td><td>Unlimited</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>5.0%</td></tr><tr><td>wstETH</td><td>Unlimited</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Interest Rate Model

<table><thead><tr><th>Asset</th><th>IR Model</th><th>Uo (%)</th><th>Multiplier</th><th>JumpMultiplier</th><th>Ro (%)</th><th data-hidden>Ro (%)</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>rETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td>0%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>wstETH</td><td>Jump</td><td>80%</td><td>6%</td><td>160%</td><td>0%</td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

#### For Liquidations

<table><thead><tr><th>Asset</th><th>Liquidation Incentive</th><th data-hidden>Uo (%)</th><th data-hidden>Ro (%)</th><th data-hidden>S1</th><th data-hidden>S2</th><th data-hidden>Collateral</th><th data-hidden>Collateral Factor</th><th data-hidden>Borrow Factor</th><th data-hidden>Reserve Ratio</th></tr></thead><tbody><tr><td>ETH</td><td>15.0%</td><td>65%</td><td>0%</td><td>8%</td><td>100%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>rETH</td><td>15.0%</td><td>90%</td><td>0%</td><td>4%</td><td>60%</td><td>Y</td><td>80%</td><td>100%</td><td>15%</td></tr><tr><td>wstETH</td><td>15.0%</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr></tbody></table>

\*`protocolSeizeShare`is 3%.&#x20;

\*`CloseFactor`is 50% for all assets.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.loanshark.tech/loanshark-core/technical/asset-parameters.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
