# cToken

Loanshark tokenises debts on the protocol with **ERC20**-compliant cTokens. 

Upon deposit, the depositor receives a corresponding amount of cTokens into their wallet. Each deposited asset will be represented by its own cToken (i.e. cDAI, cETH, cUSDC) and each of them will have a value that maps the prevailing exchange rate relative to the underlying asset that reflects both the principal as well as interest accrued overtime in the pool.

cToken contract addresses may be found in the [Contracts](/loanshark-core/technical/contracts.md) page.<br>


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